Entry-Level Medical Coder Salary in Oswego, NY: $31,990 (2026)
Quick Answer:New medical coders entering the Oswego, NY job market in 2026 can expect a starting salary around $31,990 (BLS 10th-percentile benchmark for SOC 29-2072, projected from 2025 OEWS data). Stripping out Oswego's local price level (BEA RPP 115.9 — 16% above national), a first-year paycheck buys what $27,601 would in average-cost America. Most reach the city median ($39,598) within a few years of clinical practice.
Based on BLS state-level estimates · View source

Oswego offers a competitive starting medical coder salary for new graduates entering the field in 2026, with the lowest expectation pegged at $31,990 annually. This figure is a significant starting point when compared to the city's median salary of $39,598, showcasing a gap that entry-level coders can aspire to close over time. Many early-career professionals can expect to progress towards a 25th percentile salary of $34,758 within their first few years. Given the city’s stable growth trajectory of 2.32% annually, Oswego presents an encouraging market for new medical coders, combining reasonable entry pay with opportunities for advancement as experience is gained.
About the Oswego Market
Salary estimated from New York average ($58,000) adjusted for local cost of living.
Career Earnings Timeline in Oswego
New Graduate
Early Career
Mid Career
Experienced
Salary progression estimated from BLS percentile data. Actual progression varies by employer, certifications, and specialization.
2026 Salary Percentile Distribution in Oswego
Entry-level medical coders in Oswego, NY typically start between $31,990 and $34,758 per year (2026 est.). The full salary range spans $27,899 from the 10th to 90th percentile, with the local median at $39,598 — 5.41% below the national median.
Return on Investment
The average medical coding program cost in New York of $7,000 represents just 21.88% of the starting medical coder pay ($31,990/year) in Oswego. Most graduates begin earning back their investment from day one, though actual ROI varies based on living expenses, loan interest, and the 2-year opportunity cost of schooling.
Program cost estimates based on accredited program data and state workforce commission reports. Tuition-only averages; actual costs vary by institution type.
CPC, CCS Salary Negotiation Tips for New Graduates in Oswego
- 1Research the Oswego market: entry-level medical coder pay ranges from $31,990 to $34,758, so aim for at least the 25th percentile if you have strong credentials.
- 2Highlight any additional certifications or specialty training within the medical coding field — employers in NY often pay a premium for expanded scope of work.
- 3Evaluate the full compensation package — in Oswego, benefits like health insurance, continuing-education allowances, and schedule flexibility can add 20-30% to your effective compensation.
- 4Consider starting with a larger hospital system or multi-site employer in Oswego for competitive entry-level pay and structured mentorship, then move to a smaller employer once you have 2-3 years of experience.
- 5Factor in Oswego's above-average cost of living (index: 115.9) when evaluating offers — a slightly lower salary in a nearby affordable area may provide better purchasing power.
Medical Coder Compensation Range
The medical coder wage spread in Oswego is $27,899 ( 87.21%) between entry-level and top earners. Starting at $31,990, experienced hygienists can earn up to $59,889.
Represents the current salary spread across experience levels, not projected career growth rate.
2021 BLS Actual
$24,868
2025 BLS Actual
$31,265
2026 Current Est.
$31,990
2021–2027 Growth
+31.6%
Salary Trajectory for Medical Coders in Oswego (2021–2027)
2021–2025: actual BLS OEWS data for this metro area. 2026+: CAGR 2.32% projection.
| Year | Annual Salary | Status |
|---|---|---|
| 2021 | $24,868 | Actual |
| 2022 | $26,795 | Actual |
| 2023 | $29,643 | Actual |
| 2024 | $50,164 | Actual |
| 2025 | $31,265 | Actual |
| 2026(current) | $31,990 | Estimated |
| 2027 | $32,733 | Projected |
Entry-level medical coder compensation (10th percentile) in Oswego, NY grew 25.7% over 5 years based on actual BLS metropolitan area surveys, rising from $24,868 in 2021 to $31,265 in 2025. By 2027, starting salaries are projected to reach $32,733. New graduates entering the Oswego job market can expect continued year-over-year gains.
Note: Historical values (2021–2025) are actual BLS OEWS figures for the Oswego metropolitan area, sourced from annual Occupational Employment and Wage Statistics surveys. 2026–2026 figures are current estimates, and 2027 values are projections, calculated using a 2.32% CAGR derived from 5-year BLS historical data. Actual salaries may vary based on employer, experience, certifications, and local market conditions.
Starting Your medical coding Career in Oswego
In Oswego, several employers are well-suited for hiring entry-level medical coders, particularly larger hospital systems and corporate group practices that follow established onboarding processes for new employees. Pursuing state licensure and optional certifications recognized nationally will enhance your qualifications and can lead to improved starting pay in NY. In the first three years, coders in Oswego should anticipate gradual salary growth as they gain experience and potentially tackle more complex coding tasks. Understanding that compensation levels vary broadly by employer type and overall credential mix is crucial; new graduates should strategically target employers that offer structured pathways for career advancement and professional development to help elevate their earning potential in this essential healthcare role.
More salary data for Oswego, NY:
Frequently Asked Questions
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Written by Aisha Patel, RHIT, CPC
Career Analyst
Aisha has over 10 years of experience in medical coding. She specializes in inpatient coding at acute care facilities. Aisha works closely with healthcare providers to ensure accurate coding practices.
Methodology & Data Source
Entry-level salary figures on this page are 2026 projections based on the Bureau of Labor Statistics Occupational Employment and Wage Statistics (OEWS) survey, May 2026 release. The 10th percentile (entry-level) is used as the starting salary benchmark for new medical coding graduates. A 2.32% compound annual growth rate (CAGR), derived from 6-year national BLS wage trends, was applied to project current 2026 entry-level compensation in Oswego. Program costs are averages and actual tuition varies by institution. ROI calculations are simplified estimates.
Data Sources & Methodology
Salary data for Oswego is estimated from official BLS state-level occupational wage data (2025), adjusted for regional cost-of-living differences using BEA RPP (Regional Price Parities).
2026 figures are projected from 2025 BLS data using a compound annual growth rate (CAGR) of 2.32%, derived from historical BLS wage trends for medical coders (SOC 29-2072).
Compiled and verified by Aisha Patel, RHIT, CPC, a licensed medical coder with 10+ years of clinical experience. · View source data at BLS.gov